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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178182 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178188)

Never any problems great service

Never any problems great service Reviewed on: 10th June 2024

Always had good experiences and never had found a fault

Always had good experiences and never had found a fault Reviewed on: 10th June 2024

Responsive, reliable, feels like a friend who is alw...

Responsive, reliable, feels like a friend who is always there to help you out when you need it. No stress. Reviewed on: 10th June 2024

Great way to pay short term for things.

Great way to pay short term for things. Would like the 0% to be for longer say 6 months to give more time to pay Reviewed on: 10th June 2024

Easy to use.

Easy to use. Just a shame payments are not credited straight away Reviewed on: 10th June 2024

Great services, highly recommend them to anyone in n...

Great services, highly recommend them to anyone in need, I have been always using their services and I was always pleased with the services provided. The paypal application on ios is also very good and reliable. Reviewed on: 10th June 2024

Length of credit period is the winner

The four month Credit period for purchases Above £100 has really helped me to plan major purchase’s . Reviewed on: 10th June 2024

Always reliable

I have been using PayPal for many years, always reliable and there to help when needed. Secure transactions and safe. The best customer service who makes your life easier. Recommend it with all my heart. Reviewed on: 10th June 2024

Excellent way to spread the cost out without having...

Excellent way to spread the cost out without having to pay interest Reviewed on: 10th June 2024

Easy to use at most merchants.

Easy to use at most merchants. saves paying for things outright. May as well use as it’s interest free if you can afford. Reviewed on: 10th June 2024

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