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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178273 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178289)

PayPal Credit is so easy to use.

When I see something that I want to buy, but don’t have the money at the time, I just buy it through PayPal Credit and pay it off as and when I can. Sometimes there is an interest free period where if you pay the amount owing within a specified number of months, there is no interest charged - which is great because credit cards charge interest after the first 56 days. Since the introduction of Curve cards PayPal is even simple to use in stores too. I love PayPal Credit and would recommend it to all my friends and relatives. Reviewed on: 10th June 2024

Best service .

PayPal is the best service I have ever used, customer service is the best so patient with you when you contact them & always sort out any problems you may have. Excellent service. Reviewed on: 10th June 2024

Excellent option for payments online and offers the...

Excellent option for payments online and offers the protection needed to buy online with confidence. Reviewed on: 10th June 2024

I have used paypal for a number of years because i l...

I have used paypal for a number of years because i like its a secure way to pay when shopping online. The most common payment method i use is split the cost it helps with budgeting especially when cashflow is tight. The credit side has been used for those more glamerous and expensive purchases but i have to say its not often i purchase hi value items. I would definitely recommend paypal but always use it like any other form of credit or the interest will pile up. Reviewed on: 10th June 2024

Very convenient service specially when you can pay f...

Very convenient service specially when you can pay for goods in couple month payments which is more popular now than credit cards now in these days. Reviewed on: 10th June 2024

Easy and simple to use/understand

Easy and simple to use/understand Reviewed on: 10th June 2024

I really like it.

I really like it. Everything working very fast. Reviewed on: 10th June 2024

Very good service and easy to use

Very good service and easy to use Reviewed on: 10th June 2024

Great service easy to contact..

Great service easy to contact.always keeping you informed quick at solving problems. Reviewed on: 10th June 2024

Easy to use and make payments helped me afford vital...

Easy to use and make payments helped me afford vital things without worry of loading up credit cards or trying to get a loan. Reviewed on: 10th June 2024

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