Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178347 reviews)

View other PayPal products

4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (178389)

Very handy having the 3 moth no interest option, hel...

Very handy having the 3 moth no interest option, helps budget Reviewed on: 10th June 2024

PayPal, secure, fast and affordable.

PayPal is a great option for secure payments, it also provides flexible credit options that are easy and affordable to pay back if needed. I have been with PayPal for over 10 years and wouldn’t consider looking elsewhere. Reviewed on: 10th June 2024

My review ..

Never had a bad experience I had a bad experience with a stellar not sending what I ordered but PayPal gave me a refund straight away. Reviewed on: 10th June 2024

Always had good experience using PayPal feel safer p...

Always had good experience using PayPal feel safer paying online using my PayPal then using my bank cards Reviewed on: 10th June 2024

Paypal credit has a great online interface and is ea...

Paypal credit has a great online interface and is easy to use. Reviewed on: 10th June 2024

Regular User

Have used PayPal for some time as one off payment, pay in 3 instalments and PayPal credit for a larger purchase. I have found all their services secure and convenient. PayPal is a great way of simplifying online payment for goods as and when you need it. Highly recommended. Reviewed on: 10th June 2024

Easy to use and Non-invasive.

Easy to use and Non-invasive. Easy to keep track of spending but it's missing the option to pay some things off first before others. Reviewed on: 10th June 2024

PayPal credit is great!

PayPal credit is an affordable way to get what I need with more flexible payments that suit my needs, it's got me out of a jam or two and has been so useful to have as a back up option when I've needed it. Reviewed on: 10th June 2024

Best way to do business

Always quick and speedy service with guaranteed support for both the buyer and seller if any issues arise. Reviewed on: 10th June 2024

Simple to use.

Simple to use. Excellent way of keeping track of your spending with the easy to manage app. Very good communication and prior warnings of upcoming payments from your account. Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.71 from 3849 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 99195 reviews
Payments
from PayPal 4.71 from 3849 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub