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PayPal: PayPal Credit reviews

4.73
Based on 178,033 reviews, last reviewed 12th Jul 2026
892% increase in 5 star reviews
in the past 90 days
828% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026
Lana 's avatar
Lana

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026
NC's avatar
NC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178463)

I am able to buy food quick and easy

5
I am able to buy food quick and easy Reviewed on: 10th June 2024

PayPal very easy to use.

5
I have always found PayPal very easy to use and deal with. Their rates are reasonable and their options very useful. Reviewed on: 10th June 2024

Nothing is to much trouble.

5
Nothing is to much trouble, great customer service, always there to help. Always quick to solve the problem. Reviewed on: 10th June 2024

I have Paypal for years now and never had any proble...

5
I have Paypal for years now and never had any problems all good. Reviewed on: 10th June 2024

Michael44

5
I have had a good experience with PayPal when I need to buy a item I have them there to help Reviewed on: 10th June 2024

Don’t hesitate. No brainer.

5
I would highly recommend PayPal to anyone. Great service including customer services. Many pay back options to make life easier. Reviewed on: 10th June 2024

PayPal credit

5
PayPal credit makes online purchases faster checkout. Especially good for travel and online shopping Reviewed on: 10th June 2024

Great customer service and easy to deal with have al...

5
Great customer service and easy to deal with have always dealt with any problems fast and efficiently Reviewed on: 10th June 2024

PayPal Credit - Excellent Service

5
PayPal credit has been a great option for me when I have needed it. The fact they do interest free periods is brilliant, offering flexibility when needed. I have also found that PayPal credit is a payment option on the majority of sites/apps that I use. Reviewed on: 10th June 2024

PayPal is my go to service.

5
PayPal is my go to service. Especially for my bigger purchases where I can spread the cost which is a complete lifesaver. Reviewed on: 10th June 2024

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