Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178476 reviews)

View other PayPal products

4.73

Based on 178,476 reviews, last reviewed 13th Jul 2026

770% increase in 5 star reviews

in the past 90 days

776% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (178505)

Excellent service

Never had an issue, very easy to manage and navigate. 10/10 experience. Reviewed on: 10th June 2024

Credit at 0% to spread payments welcome.

Credit at 0% to spread payments, is very welcome. Advisers all very helpful. Reviewed on: 10th June 2024

Easy access but some features are old

I like the service but they are very slow to take money if not set up on direct debit which has resulted in late fees being applied. Very handy with how many places accept the service Reviewed on: 10th June 2024

Never had issues and convenient and safe

Never had issues and convenient and safe Reviewed on: 10th June 2024

Easy and straight forward,very helpfull

Easy and straight forward,very helpfull Reviewed on: 10th June 2024

Easy and Simple to use

Easy and Simple to use, the app makes things clear and easy to keep on top of everything. Reviewed on: 10th June 2024

Handy, quick and easy, secure way of paying for items.

Handy, quick and easy, secure way of paying for items. gives you a bit of wriggle room! Reviewed on: 10th June 2024

Very good at solving disputes and helping with any p...

Very good at solving disputes and helping with any problems Reviewed on: 10th June 2024

Paypal credit is a brilliant way to pay for purchase...

Paypal credit is a brilliant way to pay for purchases as it allows you to pay interest free for four months also if you return anything you are not laying the money out and having to reclaim it back when they receive the goods back. And if you have an issue with something Paypal will sort it out for you Reviewed on: 10th June 2024

Pretty awesome PayPal

0% offers are great. Pay in 3 is so useful in current economic climate. Best of all I don't need to find my wallet to use PayPal. Well done PayPal. Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 99271 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub