Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179575)

Fantastic app and great features.

5
Fantastic app and great features. Super fast payments and transfers. Reviewed on: 10th June 2024

PayPal is reliable and efficient

5
PayPal is reliable and efficient Reviewed on: 10th June 2024

PayPal has been great - kept me informed of all inte...

5
PayPal has been great - kept me informed of all interest and charges. Reviewed on: 10th June 2024

Overall good but the interface could be abit more cl...

4
Overall good but the interface could be abit more clear for repayments on credit Reviewed on: 10th June 2024

All good

5
Never had any problems with them. Provided a decent service. Reviewed on: 10th June 2024

Fantastic service.

5
Very easy to use with clear information on how much I've left to pay. Couldn't be without it Reviewed on: 10th June 2024

Always useful, and customer service is excellent

5
Always useful, and customer service is excellent Reviewed on: 10th June 2024

A great option for large purchases

5
Been using PayPal credit for a few years and love having more time to pay for large purchases without being penalised with added interest Reviewed on: 10th June 2024

Good for split payment and you can pay latte

5
Good for split payment and you can pay latte Reviewed on: 10th June 2024

I love using PayPal credit for purchasing items more...

5
I love using PayPal credit for purchasing items more than 100 it make my life easy and can manage my payment by credit offering from PayPal and I recommend to my friends and family and coworkers. Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 100310 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3853 reviews
    PayPal
    View all products