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PayPal: PayPal Credit reviews

4.73
Based on 179,209 reviews, last reviewed 13th Jul 2026
634% increase in 5 star reviews
in the past 90 days
686% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026
Dario V's avatar
Dario V

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026
Abdul A's avatar
Abdul A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179324)

PayPal Credit my new way of paying for goods

5
Ever since I have discovered PayPal Credit I can afford to buy many things and paying for them within 4 months without any issues! I love it. It is my favourite way of paying for stuff online at the moment. Paying for holidays, regular shopping, clothing anything! Reviewed on: 10th June 2024

PayPal Credit, the No1 in purchasing power

5
I have used PayPal for many years, quite often using PayPal credit. I cannot praise PayPal highly enough, every aspect of the services they offer is first class, especially customer services. Reviewed on: 10th June 2024

Pay in 3

5
Pat in 3 is a massive help when you need things but haven’t got enough money Reviewed on: 10th June 2024

Very good experience, I will recommend

5
Very good experience, I will recommend Reviewed on: 10th June 2024

Paypal credit is very helpful when I needed to buy s...

5
Paypal credit is very helpful when I needed to buy something and paid over 4 months interest free Reviewed on: 10th June 2024

Pay pal means security in spending

5
They are good at covering you from bad dealers Reviewed on: 10th June 2024

Easy to use and great payment options

5
Easy to use and great payment options Reviewed on: 10th June 2024

Fantastic service have been using PayPal for years.

5
Fantastic service have been using PayPal for years. The customer service support is amazing & ease of use is too. Reviewed on: 10th June 2024

Manageable

5
Great way to spread your costs. Ability to make manageable repayments Reviewed on: 10th June 2024

Great experience with PayPal

5
Easy to access and very excellent condition for repayment. I think they are the best so far in service delivery Reviewed on: 10th June 2024

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