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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178126 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178138)

Very easy to use no fuss and quick

Very easy to use no fuss and quick Reviewed on: 9th June 2024

Superb Service and Unmatched Convenience

I’ve been using PayPal Credit for years now, and I couldn’t be happier with the service. The convenience it offers is unparalleled. From the seamless integration with my PayPal account to the instant credit decision during checkout, everything is designed to make online shopping a breeze. One of the standout features is the "Pay in 3" interest free" This flexibility has been a lifesaver, allowing me to manage my budget without incurring hefty interest charges . The security PayPal Credit provides is another major plus. By using PayPal as a third-party payment processor, my financial information remains safe, which gives me peace of mind every time I make a transaction. It’s much safer than entering my credit card details directly on various websites . Customer service is also top-notch. Any inquiries I’ve had were addressed urgently and efficiently, reinforcing my trust in the service. Plus, the user-friendly interface of the PayPal app makes it easy to track my spending and manage payments . Overall, PayPal Credit has made my online shopping experience more secure, convenient, and financially manageable. I highly recommend it to anyone looking for a reliable and flexible payment solution. Rating: ⭐⭐⭐⭐⭐ Reviewed on: 9th June 2024

PayPal is very easy to use and the website is very s...

PayPal is very easy to use and the website is very secure and u can pay it back when u buy stuff Reviewed on: 9th June 2024

Paypal is the safest way to shop online.

Paypal is the safest way to shop online. I stupidly purchased something from a fake site (should have known better) and contacted paypal who investigated and recovered my money. I only use paypal online. Reviewed on: 9th June 2024

I have a choice

Flexible use of wallet payment option and additional use of credit or pay-now-buy-later services. The choice is mine. Reviewed on: 9th June 2024

It's a great service and I love using it

It's a great service and I love using it Reviewed on: 9th June 2024

Cheapest credit you will ever get

Paypal credit so easy to use the app is really good. It is so cheap as well 0% APR I was able to buy the gaming pc of my dreams. Reviewed on: 9th June 2024

Paypal is a very suere payment method but most,is pr...

Paypal is a very suere payment method but most,is protecting my money in all transactions Reviewed on: 9th June 2024

very good very good very good very good

very good very good very good very good Reviewed on: 9th June 2024

Avaliable at most stores ,quick and easy

Avaliable at most stores ,quick and easy Reviewed on: 9th June 2024

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