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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177218)

Fantastic facility.

5
Fantastic facility. Fast and convenient. Reviewed on: 7th June 2024

I have never had to deal woth Customee Services whic...

5
I have never had to deal woth Customee Services which is why i have chosen Neutral. I have never had any issues to need to contact them. Extremely happy customer. Reviewed on: 7th June 2024

Love pay in 3.

5
Love pay in 3. Lower interest rates would make me spend more. Reviewed on: 7th June 2024

Give it a go

5
Although increases are slow, original process was great Reviewed on: 7th June 2024

It’s been great specially in hard times after the cr...

5
It’s been great specially in hard times after the crisis Reviewed on: 7th June 2024

Safe transaction without revealing the actual bankin...

5
Safe transaction without revealing the actual banking channel Reviewed on: 7th June 2024

Easy & good value.

5
Easy & good value. Will use again for sure Reviewed on: 7th June 2024

Really good customer service- reassuring

5
Really good customer service- reassuring Reviewed on: 7th June 2024

Reassuring.

5
Reassuring. Peace of mind. Knowing you always have my back. Reviewed on: 7th June 2024

Excellent

5
I am satisfied about this services Reviewed on: 7th June 2024

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