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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177213)

It’s allowed me to manage my money better and not mi...

5
It’s allowed me to manage my money better and not miss out on offers!! Reviewed on: 7th June 2024

Very good, and easy to process, highly recommend

5
Very good, and easy to process, highly recommend Reviewed on: 7th June 2024

Excellent

5
With PayPal is every payment safe. Reviewed on: 7th June 2024

Not always easy to get in contact with customer serv...

5
Not always easy to get in contact with customer services but I love the pay in 3 and PayPal credit ! Reviewed on: 7th June 2024

PayPal is an excellent company safe way to pay for t...

5
PayPal is an excellent company safe way to pay for things over the internet. helped me in the past with disputes. Reviewed on: 7th June 2024

Regular user

5
Good service at all times, prompt in answering correspondence. Reviewed on: 7th June 2024

All positive

5
I have had nothing but positive experiences with PayPal. Reviewed on: 7th June 2024

PayPal credit is very handy however got to be carefu...

5
PayPal credit is very handy however got to be careful you don't pay interest Reviewed on: 7th June 2024

Easy access , quick accepting, easy repayment

5
Easy access , quick accepting, easy repayment Reviewed on: 7th June 2024

Amazing and easy process.

5
Amazing and easy process. Doesn’t effect your credit score at n Ul as well Reviewed on: 7th June 2024

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