Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177208 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177208)

Pretty convenient and fast.

Pretty convenient and fast. You can pay for most places online and most places will let you off for some months without adding any interest even. Reviewed on: 7th June 2024

So Intuitive and easy to use.

So easy to use. Really clear on repayments and interest. Intuitive. It has really helped when we have needed things and haven’t got the cash but could afford it over a short period of time. Credit limit and repayments are easy to adjust and make. Loads of flexibility from month to month without any misleading information. Reviewed on: 7th June 2024

Very easy to set up ,use and understand payment

Very easy to set up ,use and understand payment Reviewed on: 7th June 2024

Good credit options with interest free options.

Good credit options with interest free options. It’s easy to see when the final date to avoid interest is.One criticism would be payment is slow to update., including payment from the PayPal balance. A PayPal card would be useful for shopping in stores! Reviewed on: 7th June 2024

Its a great experience with paypal credit

Its a great experience with paypal credit Reviewed on: 7th June 2024

Good ,easy to apply.

Good ,easy to apply.fast checkouts Reviewed on: 7th June 2024

Easy to use and safe very friendly staff when talkin...

Easy to use and safe very friendly staff when talking to customer services have used this method of payment for many years Reviewed on: 7th June 2024

No issues at all ever top service

No issues at all ever top service Reviewed on: 7th June 2024

Good experience, good credit,

Good experience, good credit, most of the websites include Amazon and Ebay accept PayPal Reviewed on: 7th June 2024

PayPal credit is fantastic.

PayPal credit is fantastic. It allows me to spread the cost over 4 months. Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.71 from 3847 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98482 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub