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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176052 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176068)

Like the ease of use of PayPal and that it seems to...

Like the ease of use of PayPal and that it seems to be used with many brands/shops. It’s also easy to pay off via the app. Reviewed on: 6th June 2024

PayPal has always been amazing for me, never a probl...

PayPal has always been amazing for me, never a problem with them. Always so helpful. Reviewed on: 6th June 2024

Makes bigger purchases easier to stomach, especially...

Makes bigger purchases easier to stomach, especially with four months interest free. Reviewed on: 6th June 2024

PayPal is a simple to use, convenient and safe way t...

PayPal is a simple to use, convenient and safe way to pay for goods and services. There are also a multitude of options to spread payments tosuit your own budget and cashflow. Reviewed on: 6th June 2024

a great experience with pay-pal

I have had a great experience with pay-pal and is very easy to use with speedy service when ever you have an issue with a product. Reviewed on: 6th June 2024

It's ok for stuff you need but can't afford outright...

It's ok for stuff you need but can't afford outright at the time. Birthday Christmas etc. Reviewed on: 6th June 2024

Very great experience

Very great experience ! It allows me to be flexible with my spending and manage cash flows . It’s amazing Reviewed on: 6th June 2024

Accessible and easy, integrated into most services a...

Accessible and easy, integrated into most services and you know its safer than using your own funds for purchases you are not sure about. Reviewed on: 6th June 2024

Safe and reliable

I've been using PayPal for many years it is reliable, safe and respects privacy of its users. I've been using it for ebay payments and has provided me with a lot of reassurance about any purchases. Many of my friends are using it and I'm not aware of any complaints. Reviewed on: 6th June 2024

Easy and safe way to pay online

Easy and safe way to pay online, PayPal credit is very good, don't need to pay interest for 4 months, is very helpful. Thank you Reviewed on: 6th June 2024

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