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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176041 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176042)

hassle free.

Convenient, quick and hassle free. Love it! Reviewed on: 6th June 2024

Making life a little easier

Simple to use self explanatory and no hassle great communication would definitely recommend Reviewed on: 6th June 2024

Good options for paying for goods/products.

Good options for paying for goods/products. Reviewed on: 6th June 2024

Paypal Credit is excellent!

I have never had any problems with PayPal or PayPal Credit, always a smooth transaction. Reviewed on: 6th June 2024

Easy to use the app.

Easy to use the app.. rates are excellent and options to spread the cost with regular re payments are great. Reviewed on: 6th June 2024

Been using PayPal for years.

Been using PayPal for years. Very convenient and never had any issues. Reviewed on: 6th June 2024

I have had a positive experience with Paypal

I have had a positive experience with Paypal Reviewed on: 6th June 2024

The 3 easy payment and 1 to 2 year to pay scheme we...

The 3 easy payment and 1 to 2 year to pay scheme were brilliant as well as excellent customer service. Reviewed on: 6th June 2024

Never have a problem with PayPal

Never have a problem with PayPal Reviewed on: 6th June 2024

Fair to good customer service service advisor

Fair to good explanation of customer service advisor Reviewed on: 6th June 2024

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