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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175972)

We’ll done

5
Have used it a few times no problem Reviewed on: 6th June 2024

Always easy and straightforward to use when needed

5
Always easy and straightforward to use when needed Reviewed on: 6th June 2024

Great and simple!

5
Paypal credit has been a valuable and important service for me over many years. Reviewed on: 6th June 2024

Wow! You should definitely try this

5
It is an instant credit issued! Easy form to fill out Reviewed on: 6th June 2024

Always there when you need help and safe and secure...

5
Always there when you need help and safe and secure Reviewed on: 6th June 2024

Very good highly recommend easy to set up very smoot...

5
Very good highly recommend easy to set up very smooth transition Reviewed on: 6th June 2024

Very simple to use and favourable credit terms.

5
Very simple to use and favourable credit terms. Only down side is you cannot use with sites that only take a credit card number. Reviewed on: 6th June 2024

Brilliant

5
I am using it all the time. Pay pal credit is brilliant! Reviewed on: 6th June 2024

Simple, easy, flexible.

5
Every now and then when I find something that I just can’t miss but wouldn’t fit my budgeting, I use PayPal credit. It’s simple, easy to understand, no hidden fees. Very flexible with payments, so if I want to I can pay back the whole amount as soon as I want to. Can only recommend. Reviewed on: 6th June 2024

Nice easy and accessible payment

5
Nice easy and accessible payment Reviewed on: 6th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review