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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175893 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175909)

Great service

Never had a problem always been there when I've needed it low interest Reviewed on: 6th June 2024

User friendly, no interest pay if you pay in time...

User friendly, no interest pay if you pay in time Reviewed on: 6th June 2024

Good and easy to use via the app.

Good and easy to use via the app. I have joined the credit card and I have had no problems with it, I also took advantage of the joining offer which was a nice reward. Reviewed on: 6th June 2024

PayPal Credit is a very good service

PayPal credit is very easy to use with good limits and ease of use whenever purchasing something online. I would highly recommend this service to other people for using when purchasing items online. Very good! Reviewed on: 6th June 2024

Very convenient, trusted, purchase with confidence

Very convenient, trusted, purchase with confidence Reviewed on: 6th June 2024

Great service easy to use.

Great service easy to use.helpfull staff.good information online Reviewed on: 6th June 2024

Able to split payments

Able to split payment without paying all in one go Reviewed on: 6th June 2024

A very useful resource

Easy to use and very convenient when paying for anything online, the ability to pay for things using PayPal credit gives you peace of mind as it is always there to spread the cost whether you use PayPal credit or pay in 3. Reviewed on: 6th June 2024

I like paypal in general and use it as much...

I like paypal in general and use it as much as I can Reviewed on: 6th June 2024

Really safe and you get good piece of mind using Pay...

Really safe and you get good piece of mind using PayPal. I use it for buying items online with the 4 months interest free I can pay it up without any hassle Reviewed on: 6th June 2024

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