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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175841)

PayPal credit

The customer service experience is perfect and although I would like more transparency on the PayPal credit, I think it’s alright still Reviewed on: 6th June 2024

Good limits, convenience of pay in 3 or interest fre...

Good limits, convenience of pay in 3 or interest free credit. Helps me manage my monthly expenses Reviewed on: 6th June 2024

PayPal has make shopping easy for me because I do no...

PayPal has make shopping easy for me because I do not have to remember my account information just have remember my password so I can be any where and shop. Reviewed on: 6th June 2024

Never had any issues when using PayPal

Never had any issues when using PayPal Reviewed on: 6th June 2024

Convenient and simple to use

Never any issues. I have been able to pay for pyrchases quickly and securely using PayPal credit. Reviewed on: 6th June 2024

PayPal Provides A Star Service

PayPal have always provided me with a very fair & trustworthy service. Reviewed on: 6th June 2024

Interest free offer should be atleast for 12 months...

Interest free offer should be atleast for 12 months instead of 4 months Reviewed on: 6th June 2024

Definitely recommend PayPal

I have been registered with PayPal for years. I love the payments plan and PayPal credit which offers more flexibility. The customer service is patient and efficient. I prefer to make online purchases through PayPal as I have the guarantee of money back if the service or item is not as described. Reviewed on: 6th June 2024

Excellent service.

Great just incase you need something to fall back on. Straightforward no fuss. Reviewed on: 6th June 2024

PayPal is easy to use and provides seamless services.

PayPal is easy to use and provides seamless services. It’s pretty easy to resolve payments issues with PayPal. Reviewed on: 6th June 2024

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