Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176002 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176009)

Easy to use and cheaper than using credit cards.

Easy to use and cheaper than using credit cards. Reviewed on: 6th June 2024

Services I availed so far is excellent.

Services I availed so far is excellent.. In this crisis , 4 months interest free payment help me a lot. Reviewed on: 6th June 2024

Easy to use and keeps everything in order.

Easy to use and keeps everything in order. Smart and efficient! Reviewed on: 6th June 2024

Safe, quick, easy

Always easy to use, and set up. I know my money is safe and transactions are quick. Reviewed on: 6th June 2024

Best decision ever

When I’m run out of money PayPal saves me in difficult times. Reviewed on: 6th June 2024

PayPal Credit is very handy

I have used PayPal credit several times just to ease out the payments and it worked out great. Reviewed on: 6th June 2024

Really helps with managing my money and the interest...

Really helps with managing my money and the interest free for 4 months makes it even better Reviewed on: 6th June 2024

Very easy to use and helps you get the things...

Very easy to use and helps you get the things you want Reviewed on: 6th June 2024

SAFE MONEY PAYMENTS

I have always preferred PayPal for payment for things bought online and I love the 3x payments which makes it easier to spread the cosy Reviewed on: 6th June 2024

Great service, easy to use

Great service, easy to use and easy to keep on top of accounts Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97610 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub