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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176018 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176018)

100% trusted

I love paypal, it's the only one I trust & I love that I can have the flexibility of paypal credit. I definitely recommend it. If u need or want something & don't have the necessary finances available at the time, I can rely on PayPal credit to be there for me. Plus all transactions are safe & secure. Reviewed on: 6th June 2024

Excellent service.

Excellent service. Interest is reasonable. Reviewed on: 6th June 2024

PayPal credit

PayPal customer service goes above and beyond to help. Having the freedom of 4 months interest free period gives me the buy what ai want without the burden of credit card interest Reviewed on: 6th June 2024

Always helped when i needed it and easy to manage

Always helped when i needed it and easy to manage Reviewed on: 6th June 2024

I use PayPal a lot and its easy to use

I use PayPal a lot and its easy to use Reviewed on: 6th June 2024

Always reliable, been with paypal for years and wou...

Always reliable, been with paypal for years and would definitely use it for transactions when I where I can Reviewed on: 6th June 2024

Very happy

Great service and good value and very accessible Reviewed on: 6th June 2024

Eases the strain with little or no pain

Always a great idea either paying in 3 or monthly eases the strain with little of the pain Reviewed on: 6th June 2024

Easy to use.

Easy to use. Always a way to pay for items with security in mind. Reviewed on: 6th June 2024

Used PayPal for years, very trust worthy and you hav...

Used PayPal for years, very trust worthy and you have the assurance of not being conned when buying online and the pay in 3 with no interest is excellent Reviewed on: 6th June 2024

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