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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175668)

It's so easy and hassle free!

5
It's so easy and hassle free! It's an awesome way to pay and spread the cost in to manageable payments! I would definitely recommend! Reviewed on: 6th June 2024

PayPal detected a cyber attack on my account and pre...

5
PayPal detected a cyber attack on my account and prevented it. Saving me all the worry if they had been successful and me having to sort the mess out. Reviewed on: 6th June 2024

Easy to use

5
Easy to use. Easy app to use too. good for purchases where other credit cards will be for transfers. Reviewed on: 6th June 2024

Always available as a secure option.

5
Always available as a secure option. I use PP as my preferred option when paying with visa as the pay in 3 options is brilliant for managing my cash flow Reviewed on: 6th June 2024

It is good so far, I have been using it for last two...

4
It is good so far, I have been using it for last two years and hope so to continue ahead as well..!! Reviewed on: 6th June 2024

Easy and efficient, keeps your payments safe

5
Easy and efficient, keeps your payments safe Reviewed on: 6th June 2024

It’s been very great and friendly services

5
It’s been very great and friendly services Reviewed on: 6th June 2024

I use PayPal credit for a lot of my purchases so con...

5
I use PayPal credit for a lot of my purchases so convenient and the payments suit me on my budget Reviewed on: 6th June 2024

Very easy to use

5
Very easy to use & makes spreading payments a cost effective way of purchasing items. Would rcommend to anybody. Reviewed on: 6th June 2024

I've been very satisfied with pal pay no regrets of...

5
I've been very satisfied with pal pay no regrets of been part of it Reviewed on: 6th June 2024

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