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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175578)

Easy and quick

5
Alway easy to get hold of customer services and use there credit system Reviewed on: 6th June 2024

I have used PayPal and have find it excellent in ser...

5
I have used PayPal and have find it excellent in service and easy to use. It has helped me financially to purchase things I liked. Reviewed on: 6th June 2024

Don't get both credit and interest free installments

4
so it does not give you the option just to pay off the amount that is not the no interest installment making you pay for the interest. Reviewed on: 6th June 2024

I’ve never had any problems or issues before, it’s a...

5
I’ve never had any problems or issues before, it’s always been really helpful and straightforward to use! Reviewed on: 6th June 2024

It’s been very easy to use and ties in well when pay...

5
It’s been very easy to use and ties in well when paying online Reviewed on: 6th June 2024

I’ve only had great experiences with PayPal Credit.

5
I’ve only had great experiences with PayPal Credit. Whether it’s using the service to pay for goods and services or speaking with there customer service team. They’ve always been more than happy to help and get things sorted efficiently for you. I would highly recommend them as lenders and service advisors. Reviewed on: 6th June 2024

Hassle free

5
Easy to use, hassle free way to make instalments. This is a game changer for me as it makes purchases more affordable and manageable. I would highly recommend PayPal credit to anybody, it is absolutely brilliant, safe and secure. Reviewed on: 6th June 2024

Fantastic service, good customer service

5
Fantastic service, good customer service Reviewed on: 6th June 2024

Great Credit

5
Easy to set up and get information about your account and spending. Reviewed on: 6th June 2024

Easy to use and safe.

5
Easy to use and safe. Customer Service good if an issue Reviewed on: 6th June 2024

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