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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175474)

PayPal are always there to help me sort any problems...

5
PayPal are always there to help me sort any problems that I have. I feel that they are there to make sure I don't get scammed etc. Brilliant I always prefer to use PayPal even instead of my credit card. Thank you for all of your kindness and assistance that you have given to me over the year's, I really do appreciate your advice and help. Reviewed on: 6th June 2024

PayPal credit

5
PayPal credit is a very handy line of credit for those more expensive purchases. Reviewed on: 6th June 2024

It’s easy to use and the app makes tracking of finan...

5
It’s easy to use and the app makes tracking of financial reports easy Reviewed on: 6th June 2024

Paypal credit

5
Been using the PayPal credit option for about 1 year. And I feel the interest rates are fair. It's easy to use and easy to payback with their all. Can't fault them. Reviewed on: 6th June 2024

great for eBay purchases

5
I took out some credit using Paypal to buy a few things on eBay and I really enjoyed the experience, good terms, I highly recommend Reviewed on: 6th June 2024

I use PayPal quite a lot, including PayPal credit an...

5
I use PayPal quite a lot, including PayPal credit and have not had a negative experience Reviewed on: 6th June 2024

Very reliable, quick transaction

5
Very reliable, quick transaction Reviewed on: 6th June 2024

Easy to use, statements easy to follow and keep trac...

5
Easy to use, statements easy to follow and keep track of Reviewed on: 6th June 2024

Easy to use .

5
Easy to use . Safe Good customer service Reviewed on: 6th June 2024

Always a pleasure, excellent customer service all ar...

5
Always a pleasure, excellent customer service all around. Most definitely highly recommend PayPal. So many great and safe services for all customers. Reviewed on: 6th June 2024

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