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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175366 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175371)

PayPal credit

Easy to apply and affordable payment plan Reviewed on: 5th June 2024

PayPal gives you more flexibility

PayPal gives you more flexibility especially in these hard times. Customer service are extremely helpful. Knowing they are there gives me peace of mind. Reviewed on: 5th June 2024

Very handy for spreading the cost

Very handy for spreading the cost Reviewed on: 5th June 2024

Had a number of items on pay in 3 months, worked ver...

Had a number of items on pay in 3 months, worked very well to spread payments Reviewed on: 5th June 2024

Customer service are the best part of paypal credit,...

Customer service are the best part of paypal credit, friendly, knowledgeable and quick to act Reviewed on: 5th June 2024

No issues for me

No issues for me. All my transaction went smoothly. Reliable and easy to use. Reviewed on: 5th June 2024

Easy to use and flexible options

Easy to use and flexible options Reviewed on: 5th June 2024

Payment of the future

Use PayPal credit as it offers the best interest or free interest on items over £100. Reviewed on: 5th June 2024

Fantastic support if things go wrong

Fantastic support if things go wrong Reviewed on: 5th June 2024

Fabulous.

Fabulous. Really easy to use, self explanatory Reviewed on: 5th June 2024

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