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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175262)

Like using PayPal.

5
Like using PayPal.online and store everywhere. Easy to make payments online. Reviewed on: 5th June 2024

My experience has been great with a huge improvement...

5
My experience has been great with a huge improvement in the user experience especially. Paypal has become my favourite way to seamlessly handle even most of my day to day payments. I will like to explore the use paypal physical cards in the UK if available. Reviewed on: 5th June 2024

4 mth 0%/pay in 3

5
I use the 4 mth 0% and pay in 3 often. Always excellent and easy to use Reviewed on: 5th June 2024

Fantastic service as always

5
So easy to use and also so easy to pay of early Reviewed on: 5th June 2024

paypal is great always highly recommended

5
paypal is great always highly recommended Reviewed on: 5th June 2024

Excellent

5
Easy, practical and very useful. Now paying in the stores is better than before. The transactions online as well are very easy to use. Reviewed on: 5th June 2024

Never had any problems with Paypal Credit.

5
Never had any problems with Paypal Credit. Fantastic service - simple and easy. Reviewed on: 5th June 2024

Very convenient and easy to use

5
PayPal credit is a very convenient and easy way to pay for purchases and services. Its very easy to check your balance and make payments. If you need to speak to customer services then it's easy to contact them as well. Reviewed on: 5th June 2024

Easy paypal

5
Surprising easy to apply and get started. Have had to get in touch with customer services but the reply times were good and managed to answer my queries. I have recommended PayPal credit to a bunch of my friends Reviewed on: 5th June 2024

AMAZING!!!

5
Never had a problem with PayPal it just works Reviewed on: 5th June 2024

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