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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174829 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174848)

Happy customer

Happy to shop via paypal.definitely I would recommend paypal to everyone. Reviewed on: 5th June 2024

PayPal services is very Good i used mostly for onlin...

PayPal services is very Good i used mostly for online shopping Reviewed on: 5th June 2024

Excellent

Tailored to an individual. Availability to access 24/7 easy to manage payments and helpful reminders when payment is due. Reviewed on: 5th June 2024

All round amazing service.

All round amazing service. Can’t fault it can’t count how many times it has helped me out. Reviewed on: 5th June 2024

PayPal is a quick & safe way to pay for goods & havi...

PayPal is a quick & safe way to pay for goods & having 4 months to clear the balance interest free is good, but payment to my balance takes too long. Reviewed on: 5th June 2024

It’s good, I’ve used it for years

It’s good, I’ve used it for years Reviewed on: 5th June 2024

Great experience

Very nice experience. I'm very happy that I chose to create an account with PayPal. Reviewed on: 5th June 2024

paypal has been super quick and easy to use and thei...

paypal has been super quick and easy to use and their customer service has been so helpful Reviewed on: 5th June 2024

Customer friendly

Very flexible and very easy to navigate/pay Reviewed on: 5th June 2024

Perfect one

Very good experience never had any problem Reviewed on: 5th June 2024

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