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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174597 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174654)

Fantastic, efficient service.

Fantastic, efficient service. Never had an issue or problem Reviewed on: 5th June 2024

Fast easy paymentsrts

Fast easy payments, customer service always sorts any problems out quickly. Fist class service Reviewed on: 5th June 2024

The customer care has been really helpful and very u...

The customer care has been really helpful and very understanding, I would highly recommend to anyone who needs and credit accounts Reviewed on: 5th June 2024

Easy stress free experience, familiar site both on t...

Easy stress free experience, familiar site both on the app and desktop. Over the years the experience has improved with quick response via automated chat and assisted services.Compared to other payment platforms it's miles ahead, can't fault it.In terms of security, the app and desktop site are secure and rely on fingerprint and two factor log on Reviewed on: 5th June 2024

Happy customer

Always helpful and friendly and easy to use the app Reviewed on: 5th June 2024

Brilliant service and value for money.

Brilliant service and value for money. What's not to like? I use it for all major purchases - it's so easy. Reviewed on: 5th June 2024

It’s been a very supportive experience with paypal,...

It’s been a very supportive experience with paypal, there are times I was stuck with no money but buying items and allowing me to pay three times has been so helpful Reviewed on: 5th June 2024

Been using for years.

Been using for years. Very flexible,lots of attention to customers. Great rates. Reviewed on: 5th June 2024

Excellent service and support for customers

Excellent service and support for customers Reviewed on: 5th June 2024

I am using PayPal on daily basis and feel protected

I am using PayPal on daily basis and protect me from scammers. I had few times refund from PayPal for receiving goods not as advertised. Everything I buy online I pay with PayPal. Reviewed on: 5th June 2024

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