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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174268 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174269)

Never had any issues with Paypal, it is useful when...

Never had any issues with Paypal, it is useful when needed and easy to use when making purchases, highly recommend Reviewed on: 5th June 2024

It’s very easy to use and to understand

It’s very easy to use, easy to understand your balance and pay off. The interest rates are decently low too. Reviewed on: 5th June 2024

It really helps with bigger purchases

It really helps with bigger purchases Reviewed on: 5th June 2024

Nice and easy to use no stressful forms to fill...

Nice and easy to use no stressful forms to fill in Reviewed on: 5th June 2024

My GO To

Love paypal credit helps me spread the cost on many items. Easy to use and to keep track of purchases and payments Reviewed on: 5th June 2024

Excellent service, fair and reasonable APR

Excellent service, fair and reasonable APR Reviewed on: 5th June 2024

Very efficient way of shopping in todays busy times.

Very efficient way of shopping in todays busy times. Reviewed on: 5th June 2024

Easy to use, has helped with a necessary large purch...

Easy to use, has helped with a necessary large purchase which would not have otherwise been possible. Reviewed on: 5th June 2024

Using paypal credit are helpful

Using paypal credit very helpful and without interest for paying off within 3 months that’s very good too. Reviewed on: 5th June 2024

Easy to split bills and saved interest

Easy to split bills and saved interest Reviewed on: 5th June 2024

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