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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174287)

PayPal credit is excellent just like a credit ca...

PayPal credit is excellent just like a credit card can purchase items from various outlets Reviewed on: 5th June 2024

Good customer cservice and product

Good customer cservice and product Reviewed on: 5th June 2024

Simple and convenient

Extremely easy to use, to either to pay for things directly or use their credit option securely and also the curve card is perfect for using the credit option anywhere you can use a Mastercard. Reviewed on: 5th June 2024

Seriously good

Easy no fuss way of paying, account is easy to manage with flexible payments Reviewed on: 5th June 2024

Ease of use.

Ease of use. Repayment info could be easier to understand Reviewed on: 5th June 2024

PayPal is great.

PayPal is great. Any problems sb they sort out it. Great customer service Reviewed on: 5th June 2024

Is a good service and easy to use.

Is a good service and easy to use. Reviewed on: 5th June 2024

Great experience always had the opportunity to acqui...

Great experience always had the opportunity to acquire whatever I have needed! Reviewed on: 5th June 2024

Used it for years for large purchases

Used it for years for large purchases, can pay outright but I like to split it over a longer period under the many 0% interest plans. This has swung my decision to buy large ticket items many times and choosing retailers that allow PayPal as payment. Reviewed on: 5th June 2024

Easy to use, very user friendly app, there when you...

Easy to use, very user friendly app, there when you need it Reviewed on: 5th June 2024

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