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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174339)

brilliant safe, effective way to spread payment...

It a brilliant safe, effective way to spread payments short term with out over stretching myself. I love this method of payment Reviewed on: 5th June 2024

My BFF PAL

Using PayPal give me confidence when spending money. Your on my side Reviewed on: 5th June 2024

PayPal the safe internet shopping partner.

I find PayPal a great resource for shopping on the internet. In these days it’s a secure way of paying and gives me a feeling of protection when shopping with internet suppliers.The free credit option for 4 months allows me to spread the cost of larger purchases. Reviewed on: 5th June 2024

Phone pay pall a few times absolutely fantastic peop...

Phone pay pall a few times absolutely fantastic people to understand and help me out Reviewed on: 5th June 2024

Just an easier way of being able to buy things...

Just an easier way of being able to buy things Reviewed on: 5th June 2024

Ey-up It's right gud tha knows

I use it all the time and have found that it does what it says on the tin , with no fuss Reviewed on: 5th June 2024

I've used PayPal since the beginning and it's ACE!

I've been using PayPal since shortly after the UK launch when it was a part of eBay. It's a superb system, great flexibility (pay in 3 interest free, pay over longer set periods, standard credit), it works extremely well with eBay as you'd expect, but there's an ever increasing number of other online retailers who also accept nowadays which makes it even more convenient. Reviewed on: 5th June 2024

PayPal is great way to buy, sell and send money all...

PayPal is great way to buy, sell and send money all over the world as well as the option to use creditnis very handy Reviewed on: 5th June 2024

I have used PayPal for a long time and never had any...

I have used PayPal for a long time and never had any issues, if I anything goes wrong, I just message and it’s sorted out really quickly, I do most of my transactions through PayPal. Reviewed on: 5th June 2024

A great app I use constantly.

A great app I use constantly. Make me feels safe about online shopping. I've only ever had 2 issues over the years and both were resolved quickly with refunds given to me Reviewed on: 5th June 2024

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