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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173665)

It’s been amazing, I’ve got it set up as my default...

5
It’s been amazing, I’ve got it set up as my default now as it makes things so much easier. It’s better than a credit card Reviewed on: 4th June 2024

The only issue I have found so far is when you make...

4
The only issue I have found so far is when you make an offer via EBay, PayPal doesn’t allow you to select the pay in 3 Reviewed on: 4th June 2024

So easy to use

5
So easy to use and spead the cost. Reviewed on: 4th June 2024

PayPal credit review

4
A simple service clear UI, easy management Reviewed on: 4th June 2024

My experience has been good.

5
My experience has been good. Always tells me when to pay by and by how much Reviewed on: 4th June 2024

Its been a life saver when moneys been tight.

5
Its been a life saver when moneys been tight. Easy payments and a wide range of vendors Reviewed on: 4th June 2024

It’s quick and easy to make payments and good custom...

5
It’s quick and easy to make payments and good customer service,all good Reviewed on: 4th June 2024

Very easy to use & extremely fast.

5
Very easy to use & extremely fast. My go to for online shopping Reviewed on: 4th June 2024

Easy to use and convenient

5
Really easy to use as hyperlink from many pay in 3 is interest free and incredibly convenient Reviewed on: 4th June 2024

From start to finish PayPal have been consistently g...

5
From start to finish PayPal have been consistently great Reviewed on: 4th June 2024

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