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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173776)

The best and secure way to pay on line

5
The best and secure way to pay on line Reviewed on: 4th June 2024

Convenient

5
Very good option for tech purchases I needed to make. I like that I can repeatedly get 0% for a period of time, which helped me massively when I needed a laptop for my son but needed to spread the payments. Reviewed on: 4th June 2024

PayPal my ride or die companion!!

5
PayPal is there when I need to sort out payments while having some breathing space for 4mths interest free. 0% finance and sending money to friend n family. I couldn't do without my PayPal account!!! Reviewed on: 4th June 2024

Fab can’t fault them, cover all my needs

5
Fab can’t fault them, cover all my needs Reviewed on: 4th June 2024

Longterm happy user

5
I have used paypal for a number of years and also use paypal credit, the service and after service is great. Reviewed on: 4th June 2024

PayPal really opens up your options when making purc...

5
PayPal really opens up your options when making purchases. Reviewed on: 4th June 2024

PayPal review

5
I find PayPal easy and useful to use for handling my money and accounts. It’s easy to use Reviewed on: 4th June 2024

Excellent way to manage payments for purchases made...

5
Excellent way to manage payments for purchases made online. Reviewed on: 4th June 2024

It’s amazing!

5
It’s amazing! So easy to use, helpful customer service and you can use it over so many platforms. Reviewed on: 4th June 2024

Fabulous ,been with you for years

5
Fabulous ,been with you for years Reviewed on: 4th June 2024

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