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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171832 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171833)

Thank you pay pal credit!!

PayPal credit made it possible for me to buy an awning so that that we could travel around Europe with the possibility of shade! If I didn’t have the access to PayPal credit we never could have afforded a brand new awning which has made travelling in the hot sun all the better. Thank you so much! Reviewed on: 3rd June 2024

Excellent

Excellent service, great app and pal pal credit is great Reviewed on: 3rd June 2024

Happy PayPal

Easy to use and protected payments if anything goes wrong Reviewed on: 3rd June 2024

I have always had good experience when using the pla...

I have always had good experience when using the platform. The system of payment for goods is always easy and it gives you peace of mind. Reviewed on: 3rd June 2024

Convenient and easy to apply to shopping experience.

Convenient and easy to apply to shopping experience. Easy to make additional payments throughout the month Reviewed on: 3rd June 2024

Safe, reliable and user friendly.

A major payment vendor that is used across all sites, if any fraudulent activity PayPal reject payments and immediately flag Reviewed on: 3rd June 2024

I find PayPal Credit very useful.

I find PayPal very useful and the credit they provide helps me spread the cost of life's little pleasures or stuff like unexpected costs etc. Reviewed on: 3rd June 2024

Good repayment options.

Good repayment options. Easy to use and low admin cost if missed a repayment Reviewed on: 3rd June 2024

Amazing service and simple to use.

Amazing customer service and fantastic credit ratings and plans, easy to use, accessible and fast acceptances. Reviewed on: 3rd June 2024

Perfect purchase assistant

Easy to use, functional security on purchases. The application is well thought out and in most cases, simple to request when used for online purchases. Reviewed on: 3rd June 2024

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