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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171810 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171820)

It’s a good way to lend the interest isn’t too...

It’s a good way to lend the interest isn’t too high Reviewed on: 3rd June 2024

PayPal is more secure

PayPal give me a piece of mine when purchasing goods Reviewed on: 3rd June 2024

My experience with PayPay has been exceptional

My experience with PayPal Credit has been really good, easy to use and helpful customer service. It would be better if they would allow you to lower your credit limit via the app and not have to call up and speak to someone to lower it. Reviewed on: 3rd June 2024

Paypal Credit has come in handy for when I need to s...

Paypal Credit has come in handy for when I need to split payments making it easier to purchase items I want online. Reviewed on: 3rd June 2024

Easy to use

Great for online purchases and intergration with other banking services Reviewed on: 3rd June 2024

Easy to pay back!

I’ve used PayPal credit for a while now and it’s easy to pay things back when you are shorter on money a certain month, especially with Christmas times etc. gives you 4 months before needing to pay interest so it’s very good! Reviewed on: 3rd June 2024

PayPal credit

Easy to use and good customer service Reviewed on: 3rd June 2024

Quick amazing the App is easy to manage I'm understa...

Quick amazing the App is easy to manage I'm understand happy with it.No problems At? The moment Reviewed on: 3rd June 2024

Easy to use, good options and customer service

Easy to use, good options and customer service Reviewed on: 3rd June 2024

Easy to use and reliable .

Easy to use and reliable .apply very easy and quick. Reviewed on: 3rd June 2024

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