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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171807)

They are greatttt

5
They have sorted all my issues very quickly. If I had items not turn up they have spoken to the merchant and got commication I could not. Reviewed on: 3rd June 2024

PayPal credit is a great way to spread the cost of m...

5
PayPal credit is a great way to spread the cost of more expensive items without incurring interest. Reviewed on: 3rd June 2024

Only method I use to pay online!!

5
I tend to not use sites to purchase from online companies unless they accept PayPal, that's how confident I am that my money is safe! Reviewed on: 3rd June 2024

Simplicity itself, a straightforward process proving...

5
Simplicity itself, a straightforward process proving gaurantee and peace of mind. Reviewed on: 3rd June 2024

Any issues have been fixed promptly

5
Any issues have been fixed promptly Reviewed on: 3rd June 2024

Never has a issues is quick and easy to use.

5
Never has a issues is quick and easy to use even for technophobes like me! Reviewed on: 3rd June 2024

PayPal is efficient, effective and reliable.

4
PayPal is efficient, effective and reliable. Reliable customer service response in good time when needed. Reviewed on: 3rd June 2024

Thats amazing and very helpful for the use.

5
Thats amazing and very helpful for the use. I always prefer to paypal gor buy anything from online. Reviewed on: 3rd June 2024

When I was in a sticky situation due to non payment...

5
When I was in a sticky situation due to non payment of work done, I knew I could rely on PayPal to help cover the short term cash flow problem. Reviewed on: 3rd June 2024

Flexible payment service

4
The flexible payment options are super easy to use when paying by PayPal. Th interest free options are a no brainer when you need that additional cash flow for the current month Reviewed on: 3rd June 2024

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