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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171762 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171775)

A Helping Hand in Hard Times

With the current cost of living crisis, it is a huge help that you can spread the cost of living without the worry of added interest on their pay in 3 plans. Unlike so many other creditors Paypal hasn't jumped on the band wagon and added an extortionate interest rate you just split the total amount needed in to 3 equal monthly payments with no interest. Reviewed on: 3rd June 2024

Simple to use

Easy to use and access. Great service Reviewed on: 3rd June 2024

Very helpfull

Love their pay in 3 and credit to help with purchasing expensive items Reviewed on: 3rd June 2024

Easy spending

Easy & convenient while being security protected Reviewed on: 3rd June 2024

Amazing help and option to get ahead.

Often rely on PayPal Credit it has helped me do things that I may not have been able to buy paying gradually and fairly, it's easy to track on the app and I recommend to everyone. They don't change loads and taking advantage of the interest free period is great. The pay in 3 option is fab too, they cater for whatever you're current circumstance is financially. Thanks PayPal. Reviewed on: 3rd June 2024

Easy to pay for goods and payments are easy.

Easy to pay for goods and payments are easy. Cutomer service have always dealt with any queries and have been helpfull Reviewed on: 3rd June 2024

Easy to manage, flexible payments

Easy to manage, flexible payments Reviewed on: 3rd June 2024

I have used this service for a while now with no com...

I have used this service for a while now with no complaints very happy Reviewed on: 3rd June 2024

Using it daily and Im very satisfied

Using it daily and Im very satisfied Reviewed on: 3rd June 2024

Reliable, secure.

Reliable, secure. Offers multiple payments options. When needed, staff answer queries promptly. Have had no issues. Reviewed on: 3rd June 2024

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