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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171723)

Very good helpful and value for money a convenient w...

5
Very good helpful and value for money a convenient way to pay for things securely that gives you peace of mind if you are paying for something that you are not sure of the company Reviewed on: 3rd June 2024

Easy payments over time.

4
Easy payments over time. Some reassurance that covered if issues with sellers. Reviewed on: 3rd June 2024

Flawless experience so easy to use

5
Flawless experience so easy to use Reviewed on: 3rd June 2024

PayPal is just very easy to use, and use this when o...

5
PayPal is just very easy to use, and use this when online as much safer Reviewed on: 3rd June 2024

Bought my new laptop on paypal credit, it's super ea...

5
Bought my new laptop on paypal credit, it's super easy and convenient to spread the cost over a year with no interest Reviewed on: 3rd June 2024

Easy checkout

5
It’s an easy option when checking out a basket online, and often there is a further option of interest free credit for a number of months. Reviewed on: 3rd June 2024

I’ve had a great experience with PayPal credit

5
I’ve had a great experience with PayPal credit Reviewed on: 3rd June 2024

Very good idea and service, comes in handy often

5
Very good idea and service, comes in handy often Reviewed on: 3rd June 2024

I have found my experience to be easy and helpful,...

5
I have found my experience to be easy and helpful, exorcism with regards to returns. Reviewed on: 3rd June 2024

Easy to deal with.

5
Easy to deal with. Good reliable app. Payment offers also helpful. Never had any issues with anything over many years ! Reviewed on: 3rd June 2024

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