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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171602)

Easy to use, flexible and fast

5
Easy to use, flexible ways to flex your purchase cost Reviewed on: 3rd June 2024

I think PayPal credit is a fantastic service to be a...

5
I think PayPal credit is a fantastic service to be able to pay for items in affordable installments Reviewed on: 3rd June 2024

Good experience would recommend it to another person...

1
Good experience would recommend it to another person or friend Reviewed on: 3rd June 2024

Convenient, easy to manage and great value fir money

5
Convenient, easy to manage and great value fir money Reviewed on: 3rd June 2024

Excellent service

5
Had a dispute with a company whose product didnt arrive , paypal resolved it in days. I received my money back no problem. Highlly recommend , safe and secure. Reviewed on: 3rd June 2024

Good alternative to credit card.

5
Good alternative to credit card. easy access to the system Reviewed on: 3rd June 2024

I have PayPal as central to my general payment system.

5
I have PayPal as central to my general payment system. Used for many many purchases on a weekly basis Reviewed on: 3rd June 2024

amazing company very good always on point with service

5
amazing company very good always on point with service Reviewed on: 3rd June 2024

So handy, especially in today society

5
So handy, especially in today society Reviewed on: 3rd June 2024

Pros and cons

4
Great for 4 months no interest offer, but the repayment should be more straight forward Reviewed on: 3rd June 2024

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