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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171433 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171439)

Easy to use, but keep a close eye on the interest

PayPal Credit is easy to use, but keep an eye on the promotional periods as usually it is interest free for only 4 months and some purchases will start accruing interest immediately. Reviewed on: 2nd June 2024

The best digital payment there is

Always available and great interest free deals Reviewed on: 2nd June 2024

Paypal is very flexible and dependable.

Paypal is very flexible and dependable. They offer support and advice when required with great customer service. Reviewed on: 2nd June 2024

PayPal provide excellent service I have used a lot

PayPal provide excellent service I have used a lot Reviewed on: 2nd June 2024

A very useful service with excellent repayments choices

A very useful service with excellent choice when it comes to repayment periods. Reviewed on: 2nd June 2024

Convenient with great customer service

Convenient with great customer service Reviewed on: 2nd June 2024

Safe and protective

Always feel safe using PayPal, purchase protection is very important. I use it for most of my purchases if available at the checkout Reviewed on: 2nd June 2024

Easy to use and payment flexibility

Easy to use and payment flexibility Reviewed on: 2nd June 2024

PayPal is great, really easy and simple to use

PayPal is great, really easy and simple to use Reviewed on: 2nd June 2024

it’s a fab way to get what you want when you want it...

it’s a fab way to get what you want when you want it & pay over a few instalments Reviewed on: 2nd June 2024

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