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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166661)

Paypal has always been value for money, it is easy t...

5
Paypal has always been value for money, it is easy to use and makes life simpler. Reviewed on: 26th May 2024
Steven f's avatar
Steven f

Easy to use, widely available on online shops

5
Easy to use, widely available on online shops Reviewed on: 26th May 2024
SP's avatar
SP

PayPal has always had great customer service and my...

5
PayPal has always had great customer service and my experience has always been pleasant Reviewed on: 26th May 2024
james g's avatar
james g

Perfect tool to compliment online shopping

5
It is easy to use PayPal credit when purchasing online. I’m glad that the range of retail stores that allow to use PayPal credit increased. Would be great to see more progress to integrate with Apple Pay in the future. Reviewed on: 26th May 2024
Alena R's avatar
Alena R

Easy to use, offers are good.

5
Easy to use, offers are good. Simple process. Reviewed on: 26th May 2024
Kayleigh A's avatar
Kayleigh A

Never had a bad experience with PayPal.

5
Never had a bad experience with PayPal. The ability to spread out my payments within a 4 month period interest free has helped me in many situations. The chance to do pay in 3 has also helped a lot with online purchases. If I do have an issue then I can always rely on the fact customer service will respond within good time. Overall PayPal has been beneficial in terms of support. Reviewed on: 26th May 2024
Kate M's avatar
Kate M

PayPal has always been a good back up to help me thr...

5
PayPal has always been a good back up to help me through tough times Reviewed on: 26th May 2024
Andrew Whitfield's avatar
Andrew Whitfield

excellent customer service .

5
excellent customer service . so far never had a problem with them Reviewed on: 26th May 2024
zain 's avatar
zain

Excellent service no concerns feel protected when us...

5
Excellent service no concerns feel protected when using the service. Reviewed on: 26th May 2024
Joanne a's avatar
Joanne a

Bad customer service

4
PayPal is easy to use but any issues come up customer service is not good and the result of any dispute is left without a satisfactory outcome or any explanation of why the outcome was reached. Reviewed on: 26th May 2024
Adrian T's avatar
Adrian T

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