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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165779)

PayPal credit has given me peace of mind!

Papal Credit has allowed me to be much more flexible with my spending. I have recently purchased a new house and I have had peace of mind knowing that I can pay off my new furniture and decorations in 4 or more months. Reviewed on: 24th May 2024

Easy to set up and use.

Easy to set up and use. Decent amount of credit and options to pay without interest being charged. All in all, very handy arrangement which suits me well. No negatives at all. Reviewed on: 24th May 2024

Trusted funding source

I’m with a trusted funding source where I feel my cash flows are protected coming in and out. The app is easy to navigate and I can make regular payments giving the flexibility I need over higher price point purchases. Reviewed on: 24th May 2024

Integration of paying with PayPal credit is seamless

Integration of paying with PayPal credit is seamless Reviewed on: 24th May 2024

Easy to set up

Just as I needed a little bit more this was available and easy to apply for with no hassle and easy to set up repayments Reviewed on: 24th May 2024

Convenient and Flexible Online Financing

As a frequent online shopper in the UK, I've found PayPal Credit to be incredibly convenient. The application process was quick, and I received an instant approval. One of the biggest benefits is the four months of interest-free financing on purchases over £99, which has been great for spreading out payments on larger buys without worrying about extra costs. Reviewed on: 24th May 2024

Also a great experience!

I feel confident in using paypal Reviewed on: 24th May 2024

Very happy with paypal and paypal credit

Very happy with paypal and paypal credit Reviewed on: 24th May 2024

PayPal is always so seemless and smooth

PayPal is always so seemless and smooth ever since I signed ip years and years ago. Never a bad experience. Reviewed on: 24th May 2024

Really easy to use and safe,use it all the time when...

Really easy to use and safe,use it all the time when purchasing Reviewed on: 24th May 2024

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