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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165303)

Very easy to use.

Very easy to use. No troubles or confusion Reviewed on: 23rd May 2024

I never had an issue with PayPal credit

I never had an issue with PayPal credit Reviewed on: 23rd May 2024

Very good credit set up very good offers

Very good credit set up very good offers Reviewed on: 23rd May 2024

I have been with PayPal for about 8 years now and I...

I have been with PayPal for about 8 years now and I haven't had a bad experience customers service is awesome Reviewed on: 23rd May 2024

Very simple and straightforward, easy to use app, ea...

Very simple and straightforward, easy to use app, easy to organise Reviewed on: 23rd May 2024

It's the best number one

It's the best for easy access to all my orders for friends and family Reviewed on: 23rd May 2024

I had a good experience with paypal credit help me t...

I had a good experience with paypal credit help me to spend money when out of budget. Reviewed on: 23rd May 2024

Easy to use and great at reminding me when to...

Easy to use and great at reminding me when to pay Reviewed on: 23rd May 2024

Got to love Paypal

Excellent service and love the 4 months to pay interest free Reviewed on: 23rd May 2024

I’ve been using PayPal & PayPal Credit for years now...

I’ve been using PayPal & PayPal Credit for years now and am always pleased with the speed and ease of use. I often recommend it to friends and family for purchases they want to pay off over a period of time. Reviewed on: 23rd May 2024

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