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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (164700)

Pay pal we're there when I needed help.

5
Pay pal we're there when I needed help. With extremely affordable credit, that really helped with getting me what I needed when I needed it. Reviewed on: 22nd May 2024

Best app I have used ever before.

5
Best app I have used ever before. Reviewed on: 22nd May 2024

I have had an excellent experience with PayPal credi...

5
I have had an excellent experience with PayPal credit and I’ve used it a lot Reviewed on: 22nd May 2024

Easy to pay for items in installments.

5
Easy to access. Makes it a better experience to pay for higher priced goods in installments. Reviewed on: 22nd May 2024

Just an easy convienient way to pay for larger purch...

5
Just an easy convienient way to pay for larger purchases Reviewed on: 22nd May 2024

Very easy and affordable to use when it comes to the...

5
Very easy and affordable to use when it comes to the PayPal credit it gives you more time to pay, stress free, very secure payment option too Reviewed on: 22nd May 2024

Love it, easy to use, helps me spread the cost and k...

5
Love it, easy to use, helps me spread the cost and keep in control. Reviewed on: 22nd May 2024

PayPal credit absolutely the best.

5
I really enjoy using PayPal credit, it gives me enough time to pay back. Reviewed on: 22nd May 2024

I have been using PayPal credit for a few years , it...

5
I have been using PayPal credit for a few years , it’s simple to use and approval right away if qualified. Reviewed on: 22nd May 2024

Good quick and convenient credit.

4
Good quick and convenient credit. However, takes a long time to register payments so doesn’t always feel up to date. Reviewed on: 22nd May 2024

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