Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164013 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (164022)

PayPal - convenient and trusted.

I always opt for PayPal credit when it is available as a checkout option. It is an efficient and trusted way of checking out. I like the additional time given to pay for good - particularly under the Pay In 3 plan. Reviewed on: 20th May 2024

Paypal credit has always been very transparent.

Paypal credit has always been very transparent. The deals are excellent and can be used in so many places Reviewed on: 20th May 2024

I love PayPal it's so easy and quick and it's used b...

I love PayPal it's so easy and quick and it's used by many high end retailers which makes my daily shopping so easy. The customer service is so excellent any issue we have is easily dealt with and getting money back when you have been scammed is one of the main reasons as to why I trust PayPal for my services Reviewed on: 20th May 2024

Excellent service for people PayPal for the people

Excellent service and highly recommended Reviewed on: 20th May 2024

Brilliant experience very easy to use and very relia...

Brilliant experience very easy to use and very reliable, always help sort our problems if you should have any, I personally haven't just one little query really and was sorted very easily and very quickly would definitely recommend Reviewed on: 20th May 2024

Very good response and quick decision making

Very good response and quick decision making Reviewed on: 20th May 2024

PayPal credit is great option to purchase things tha...

PayPal credit is great option to purchase things that you wish to spread the cost of. I especially use it frequently to get parts for my car on eBay. Highly recommend service. Reviewed on: 20th May 2024

interest-free transactions

I take advantage of PayPal credit to make interest-free purchases, and I find it to be a convenient option for most of my transactions. Reviewed on: 20th May 2024

Very easy to use and pay off - competitive APR.

Very easy to use and pay off - competitive APR. App is very aesthetic. Reviewed on: 20th May 2024

I love it I have bought gadgets with PayPal credit a...

I love it I have bought gadgets with PayPal credit and it's not too much charging Reviewed on: 20th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81238 reviews
Payments
from PayPal 4.71 from 3773 reviews
Credit card
from PayPal 4.70 from 111 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub