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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168010)

Secure transactions and reliable services

Seamless secure transactions, automatic 3 months credit option,protection on the way you deal with some transactions when you conned from the seller side, easy and reliable app Reviewed on: 29th May 2024

Not had to use CS in years but have always liked usi...

Not had to use CS in years but have always liked using PayPal for its secure and the App is great. Reviewed on: 29th May 2024

My experience using PayPal

My experience with a PayPal has always been about peace of mind when I select PayPal as my payment option because I know I can always go through their effective resolution centre to resolve issues whenever a seller failed to deliver or deliver an item not as described . In cases where I have received an item not as described and the seller refused to refund me even after I had returned the item , PayPal refunded my full amount. PayPal takes on the responsibility of satisfying their customers even where sellers don’t. Reviewed on: 29th May 2024

The service is easy to use, but safe and secure.

The service is easy to use, but safe and secure. Reviewed on: 29th May 2024

Great service , very trust worthy

Great service , very trust worthy Reviewed on: 29th May 2024

Years of Use, Zero Problems!

As a long-standing customer of PayPal, I have always experienced exceptional service without any issues. I particularly appreciate the convenience of using PayPal Credit, allowing me to make purchases and repay over a few months without concern for hidden fees or additional charges. Reviewed on: 29th May 2024

Buy now pay later service is really helpful

Buy now pay later service is really helpful Reviewed on: 29th May 2024

PayPal Credit Curve Essential

PayPal credit and now the use of the Curve card has made my life so much easier. Reviewed on: 29th May 2024

Great service and easy as 1 2 3 on using it and mana...

Great service and easy as 1 2 3 on using it and managing your payments Reviewed on: 29th May 2024

Simple & Hassle free.

Using PayPal credit is simple and hassle free, it’s always been there if and when I need it. Simple a pleasant no questions hassle free service. Reviewed on: 29th May 2024

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