Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (167402)

I love using this service.

I love using this service. Gives me time to pay what I owe without interest it's my go to way to pay! Reviewed on: 28th May 2024

Fast payments, easy application for credit

Fast payments, easy application for credit Reviewed on: 28th May 2024

It provides a really easy form of credit.

It provides a really easy form of credit. Reviewed on: 28th May 2024

Great service provider.

PayPal credit gives you breathing space to spread the cost on goods. It's also got fantastic rates as well. Very helpful service. Reviewed on: 28th May 2024

Paypal credit review

I have used PayPal credit for many years and found them very attractive as far as rates, payment terms and availability. The zero percent for 4 months is very useful and they send reminders. Reviewed on: 28th May 2024

Easy and seamless.

Paypal makes transactions easy and seamless. Reviewed on: 28th May 2024

Always easy to use, reliable and secure.

Always easy to use, reliable and secure. I use PayPal for almost all of my purchases. I can view my spending and payments at a glance. Customer service are quick, friendly and informative. Reviewed on: 28th May 2024

It's helped me afford many different products which...

It's helped me afford many different products which has recently been challenging due to the cost of living. I also always feel more secure using PayPal. Fantastic product that I can't speak highly enough off. Reviewed on: 28th May 2024

Hassle free

Application process hassle free. Easy to understand and manage repayments Reviewed on: 28th May 2024

Simple, easy, all you need

Very easy to use, I love the app as it shows everything and it’s simple to use. I like that I don’t need someone’s bank details to transfer money. Reviewed on: 28th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 83936 reviews
Payments
from PayPal 4.70 from 3786 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub