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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168112)

I used PayPal credit to get some real collectors ite...

I used PayPal credit to get some real collectors items and I love it. Great service on all accounts Reviewed on: 29th May 2024

PayPal credit is easy and convenient to use, the use...

PayPal credit is easy and convenient to use, the user interface is very user friendly Reviewed on: 29th May 2024

Makes it easy to buy presents and spread the cost

Makes it easy to buy presents and spread the cost Reviewed on: 29th May 2024

Very accessible and highly recommended

Very accessible everywhere you are and easy to use. Reviewed on: 29th May 2024

Great help

The chat line lady was very helpful Reviewed on: 29th May 2024

A Greenhouse at last

I was at first unsure about getting credit until I spoke direct with PayPal customer service, who reassured me on how credit works. Being retired I found it hard to get the full amount for the Greenhouse that I always wanted. With PayPal credit I am now a proud owner of a Greenhouse and I won't pay interest and only need to pay in four months, longer if I wish. A big thank you to PayPal. Reviewed on: 29th May 2024

So flexible and easy to use.

So flexible and easy to use. Allows me to manage payments so easily. Reviewed on: 29th May 2024

Best product and service

Absolutely brilliant service, makes life so much easie!!! Reviewed on: 29th May 2024

Very good app, this app it is safe, if I had issues...

Very good app, this app it is safe, if I had issues they responded immediately. Reviewed on: 29th May 2024

PayPal Credit is an excellent option as it’s easy to...

PayPal Credit is an excellent option as it’s easy to apply for set up and manage / as long as you clear the balance in the timescale agreed you can pay what you like instalments that work with your budget and you can easily make additional payments if desired. I’d recommend this 10/10 Reviewed on: 29th May 2024

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