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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168151)

Easy to use and good app.

Easy to use and good app. The instructions are easy to follow and the credit check is fast, normally I would get a result in a minute. It also links with my other bank accounts and cards. Most merchants would take PayPal. Reviewed on: 29th May 2024

Quick easy and safe my go to trans , and with the di...

Quick easy and safe my go to trans , and with the different payment types there are plenty of choice. Reviewed on: 29th May 2024

Simple, free credit

I have not yet utilised their customer service, because the app is so easy to use. Reviewed on: 29th May 2024

No hidden fees

No hidden fees, always reminded in Plenty of time about upcoming payments. Makes more expensive items manageable, and affordable. Easy to use. Will use again! Reviewed on: 29th May 2024

Never had an issue , secure safe and when I ring cus...

Never had an issue , secure safe and when I ring customer service for advice it’s superb service Reviewed on: 29th May 2024

Quick and simple

Easy to use, regular offers, plans to suit your requirements. Easy to pay at your own convenience Reviewed on: 29th May 2024

Very helpful

Very helpful when dealing with a fraud purchase , got full refund without any problem so efficient . Reviewed on: 29th May 2024

Good in terms of payment.

Good in terms of payment. They gives you enough time to pay it off Reviewed on: 29th May 2024

Amazing service

Very good service easy and easy to pay Reviewed on: 29th May 2024

PayPal credit GA, enabled me to buy lots of things...

PayPal credit GA, enabled me to buy lots of things I wouldn't normally be able to buy Reviewed on: 29th May 2024

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