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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168194)

Great service provided by the company

Great service provided by the company Reviewed on: 29th May 2024

I using frequently working well thanks so much

I using frequently working well thanks so much Reviewed on: 29th May 2024

Paypal interest free loan.

Very easy to apply for and a swift decision reached. Absolutely no fuss. Would use again . Reviewed on: 29th May 2024

Really enjoy paypal I've had no problems with it and...

Really enjoy paypal I've had no problems with it and feel safe using it Reviewed on: 29th May 2024

ive had PayPal for a long long time

ive had PayPal for a long long time and had paypal credit for roughly 2 years and in that time ive used it on a handful of occasions using the pay in 4 at 0% which has been very useful to purchase things i would not have been able to or would have had to save and times ive used it to just make my funds stretch further over time to take away the stress of making my money pay for bills and essentials and still be able to purchase things that are maybe non essential to live on but are there for my hobbies and entertainment that keep me sane.. lol Reviewed on: 29th May 2024

Love it have had it for over 20 years nearly it save...

Love it have had it for over 20 years nearly it saved out Christmas a few years back Reviewed on: 29th May 2024

Excellent app, great interest free options.

Excellent app, great interest free options. Overall excellent customer experience Reviewed on: 29th May 2024

more confident when I do online shoppng

more confident when I do online shoppng Reviewed on: 29th May 2024

great for buying & selling .

Been using PayPal for years great service. Reviewed on: 29th May 2024

PayPal is great, allows me to pay for my personal pu...

PayPal is great, allows me to pay for my personal purchases and business. I like the way it is easy to navigate around, I love how quick transactions are. I love the way paypal make it easy to process payments, and the perfect and secure way the payments are made. Reviewed on: 29th May 2024

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