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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169990 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170069)

PayPal is fantastic way to protect consumers and mak...

PayPal is fantastic way to protect consumers and make purchasing and selling safe and easy. Access to zero % interest on purchases is also my favourite Reviewed on: 1st June 2024

So glad I joined PayPal Credit.

So glad I joined PayPal Credit. It has helped me so much to pay for travel and for essential equipment for my horses. Thank you PayPal . Reviewed on: 1st June 2024

Never had any problems

Never had any problems, which is great Reviewed on: 1st June 2024

Great credit options, systems and customer service!

4 months interest free is a better deal than most credit card companies offer and allows for more freedom and flexibility. The app is great for tracking spending and being able to easily manage payments. If I’ve ever had an issue, customer service has been friendly and quick to help resolve problems. Reviewed on: 1st June 2024

Long time customer

I’ve been a PayPal customer for a long time now. I’ve never had any problems and always found it very easy to use. Reviewed on: 1st June 2024

Easy to understand, and helpful.

Easy to understand, and helpful. Always able to count with paypal Reviewed on: 1st June 2024

I use all the time and split my payments over the 4...

I use all the time and split my payments over the 4 months Reviewed on: 1st June 2024

PayPal Credit really made bigger more expensive Purc...

PayPal Credit really made bigger more expensive Purchases more manageable with its no fuss easy repayment process. Reviewed on: 1st June 2024

Super handy if you need a bargain and you're broke!

Absolutely great, always use it if there's a bargain I need to grab when I'm broke and then I pay it back on payday. Always had excellent service when I've been scammed too and they get my money back to me very quickly. Reviewed on: 1st June 2024

I regularly use PayPal Credit for safety and ease of...

I regularly use PayPal Credit for safety and ease of use, as well as the continued 4 month interest free on all purchases over £99. This helps spread the cost without chasing excessive interest rates. Thank you PayPal! Reviewed on: 1st June 2024

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