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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169779)

Respect how to use it and works well

5
Easy to access itilose the pay back on time and all is viable. Reviewed on: 1st June 2024

0% interest!

4
0% interest in payments over £99 is such a USP and helpful during these difficult financial times Reviewed on: 1st June 2024

Hassle free.

5
Hassle free. Great customer service.with the price of mine of PayPal security. Reviewed on: 1st June 2024

Reliable easy to use credit that doesn't encourage o...

5
Reliable easy to use credit that doesn't encourage overspending. Reviewed on: 1st June 2024

Easy option

4
Easy to use it’s clear and upfront easy to manage Reviewed on: 1st June 2024

Excellent service for everyone.

5
Excellent service for everyone. Very helpful customer support when needed Reviewed on: 1st June 2024

PayPal best

5
Smooth transactions. Excellent customer service. Great value for money. Lots of places to use it. Reviewed on: 1st June 2024

They have been patient with me when it come to ownin...

5
They have been patient with me when it come to owning money. Which I appreciate that. They also always answer my question correctly Reviewed on: 1st June 2024

Any issues or problems always very helpful.

5
Any issues or problems always very helpful. No wait time, compared to any other bank Reviewed on: 1st June 2024

Allowed me to obtain my desired loud speakers.

5
PayPal has helped me purchase some fantastic products that I’ll live with for life. Reviewed on: 1st June 2024

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