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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169887)

It is nice to have and I have used it

4
It is nice to have and I have used it Reviewed on: 1st June 2024

Great app, constantly use this service.

5
Great app, constantly use this service. Great way to get onto the credit lending ladder. Availabilility is perfect. Reviewed on: 1st June 2024

Easy, fast and simple payment.

5
Easy greta service. Always feel safe using it. Reviewed on: 1st June 2024

All good very simple to use.

5
All good very simple to use. I like the fact it gives you many different options and there are always offers on so you face a choice when making a purchase. Very easy to manage on the mobile app and transfers seem to go through relatively quickly! Reviewed on: 1st June 2024

Handy way to shop online

5
Been using it for some years now. Reviewed on: 1st June 2024

You can trust PayPal with your money ...

5
You can trust PayPal with your money and your payments are secure . The interest free payment plans make buying those treats for yourself easier and with less guilt!! Would recommend PayPal to anyone Reviewed on: 1st June 2024

PayPal credit is easy to use system with decent opti...

5
PayPal credit is easy to use system with decent options to pay back Reviewed on: 1st June 2024

Easy credit

5
Easy to use one touch of your fingers Reviewed on: 1st June 2024

Easy to use and makes life easier

5
I find PayPal very helpful with making purchases easier with 3 payments and interest free with PayPal credit Reviewed on: 1st June 2024

paypal credit is great, easy to use and i love the 4...

5
paypal credit is great, easy to use and i love the 4 months interest free Reviewed on: 1st June 2024

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